When getting treatment for a substance use disorder, having insurance coverage can significantly reduce the financial burden of treatment. UMR insurance, widely recognized across Georgia, provides valuable support for individuals seeking drug and alcohol addiction treatment. Although Empowered Recovery Center is not directly in-network with UMR, patients can still take advantage of their out-of-network benefits at our Atlanta rehab facility. Using insurance to cover rehab allows patients to receive the high-quality care necessary for recovery, without the added financial stress.
What is UMR?
UMR is a third-party administrator (TPA) that manages employee benefits for companies, offering a range of insurance products including medical, dental, vision, and pharmacy coverage. With over 70+ years of experience, UMR has become a trusted partner in the healthcare industry, serving millions of members across the United States. Operating in Georgia, UMR provides comprehensive insurance solutions designed to meet the diverse needs of its members.
Does UMR Cover Drug & Alcohol Rehab?
Yes, UMR insurance does cover drug and alcohol rehab. Coverage varies based on the specific plan you have, but most UMR plans include some benefits or coverage for addiction treatment programs. UMR offers several plans in Georgia, each designed to meet different healthcare needs. Here’s a brief overview of some common plans:
- UMR PPO Plans: These plans typically offer a broad network of providers and cover a significant portion of rehab costs, even when using out-of-network facilities like Empowered Recovery Center.
- UMR HMO Plans: Coverage is usually limited to in-network providers, but out-of-network benefits may still be available for certain treatments.
- UMR High-Deductible Health Plans (HDHP): These plans come with lower premiums but higher deductibles, and they often cover rehab services after the deductible is met.
It’s important to check with UMR or contact us directly to verify the specifics of your insurance coverage.
Types of Treatment Covered by UMR
UMR insurance plans typically cover a variety of addiction treatment programs, ensuring that patients receive comprehensive care throughout their recovery journey. Some of the treatments that may be covered include:
- Detoxification: A medically supervised process to safely manage withdrawal symptoms.
- Inpatient Rehabilitation: Intensive, 24-hour care in a structured environment.
- Partial Hospitalization Program (PHP): A step down from inpatient care, offering a balance of therapy and support.
- Intensive Outpatient Program (IOP): Flexible, yet structured care allowing patients to continue daily responsibilities while receiving treatment.
- Outpatient Rehabilitation: Standard care that includes flexible in-person sessions while patients live at home.
Does UMR Cover Dual Diagnosis Treatment?
Yes, UMR covers dual diagnosis treatment as part of its substance use disorder (SUD) coverage. The Affordable Care Act (ACA) mandates coverage for mental health services along with substance use disorder treatment. Dual diagnosis treatment is crucial for individuals who have both a substance use disorder and a co-occurring mental health condition such as anxiety, depression, bipolar disorder or others. By addressing both issues simultaneously, patients can better achieve long-term sobriety and recovery.
Does UMR Cover Addiction Therapies?
Yes, addiction therapies are a key component of the treatment process, and UMR insurance generally covers various types of therapy, although the extent of coverage may depend on your specific plan. It’s common for insurance to cover a certain number of therapy hours per week. At Empowered Recovery Center, we offer a range of therapies, including:
Using Your UMR Coverage to Pay for Rehab
To use your UMR insurance benefits at Empowered Recovery Center, you can contact our admissions team. We’ll help you verify your insurance coverage and guide you through the process of getting started with treatment. You can also reach out to UMR directly to understand what your specific plan covers. Ready to begin? Verify your insurance benefits online and take the first step toward recovery.
Using UMR at Empowered Recovery Center in Atlanta
Starting treatment at Empowered Recovery Center is simple and supportive. Our admissions process is designed to help you navigate your insurance coverage and choose the right rehab program for your needs. We offer several levels of care, including outpatient, Intensive outpatient, partial hospitalization program, and aftercare support. Each program is tailored to your individual needs to provide the best possible care for your recovery.
Contact us today to learn more about admissions, how to pay for rehab, our programs, and how we can support you during your recovery.
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